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General Terms and Conditions
Neither the website nor the information, functions contained and offers, services provided on the website are addressed to persons/companies in countries or jurisdictions, in which the publication and/or distribution of those information, functions, services and offers and/or the marketing for this is forbidden in general or without previous authorization. Persons/companies, who/which are subject to any such restriction as to their residence, nationality or other reasons, are not allowed to use the website. Every person/company is responsible for oneself/itself to inform about possible restrictions before access and further use of the website and to comply with restrictions.
In particular, the website with all its content, services and offers is not directed at and intended for people and companies in the EU, the USA or Japan. This list is not exhaustive.
In the event of an existing local or personal restriction of content, functions and advertising, in particular with regard to financial services, it is deemed accepted and agreed that the user, who nevertheless accesses it, does so entirely on his own initiative and without any influence or request from AT.
Content and information
The content of the website has no regard to the specific investment objectives, financial situation or particular needs of any specific recipient. Unless specifically stated otherwise, all price information is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the content. The content is not a complete statement of the securities, markets or developments referred to herein. Furthermore, the content should not be regarded by recipients as a substitute for the exercise of their own judgment. In no case should the user align/adapt his behavior and decisions with the services, information or other contents of AT or understand these as an incentive for a certain behavior.
Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business departments of the company or partner companies as a result of using different assumptions and criteria.
As far as legally permissible AT is not under any obligation to update or keep current the information contained herein. Otherwise in case of checking and updating meanwhile the information may have changed despite all the diligence. Therefore, AT does not assume liability for or guarantee the timeliness, accuracy and completeness of the content.
The information contained on the website is just for informational purposes. AT does not provide financial services or financial analysis in his own name. No information published on the website constitutes a solicitation, an offer or a recommendation to buy or sell any financial instruments, to affect any transaction, or to conclude any legal act of any kind whatsoever. AT does not intend to provide investment, legal, tax or other advice or financial analysis through the website. The content does never provide the only basis for investment or other decisions. AT is not liable for that any securities or services discussed are suitable for any investor. When making a decision about your investments, you should seek the advice of a professional financial advisor.
The website may contain statements that constitute forward looking statements. While these forward-looking statements may represent the judgment and the future expectations of AT, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially from the expectations of AT. As far as permissible AT is under no obligation to and expressly disclaims any such obligation to update or alter its forward-looking statements whether as a result of new information, future events, or otherwise.
No warranty and liability
The use of the website is at the own risk of the user. Any use of the content for making financial or legal decisions remains a self-dependent and self-contained decision of the user. The information contained on the website are provided as is and as available. AT makes no representations or warranties of any kind, either express or implied, with respect to the information and functionality contained on the website. Without limiting the foregoing, AT does not warrant the accuracy, timeliness, completeness, reliability or availability of the website or the information or results obtained from use of the website, or that the website is virus-free or error-free.
To the fullest extent permitted by law, in no event shall AT or any of its representatives, employees or contractors have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the website, even if AT has been advised of the possibility of the same.
The website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. AT has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third-party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness. AT shall have no liability for third party content or websites or websites linking to or framing the website.
Certain links may be used to allow AT to receive compensation / commissions by third parties for their use or subsequent actions.
Intellectual property rights
AT, or the applicable third-party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the website. Individual pages and/or sections of the website may be printed for personal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way for commercial or public purposes in whole or in part any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the website without the prior written permission of AT. Systematic retrieval of content from the website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether trough robots, spiders, automatic devices or manual processes) or creating links to the website without written permission from AT is prohibited.
The operators of this website take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with the statutory data protection regulations. Our website can usually be used without providing personal data. Insofar as personal data is collected on our website, this is always done on a voluntary basis as far as possible. Personal data is collected and processed when it is necessary to be able to provide you as a user with information, content and services that are free of charge and for a fee, and in return for free information, content and services.